Mike Rafter - Financial Adviser

With highly regarded Dip PFS CII (pensions & investments) CeMAP qualifications and over 33 years experience helping small business’s, individuals and families reach their financial goals, I can provide a wealth of knowledge and expertise.

I also work along side 11 accountancy firms, and 2 law firms, advising their clients on tax, pension and investment planning.

Recognising that everyone’s personal situations are unique, I will take the time to get to know you and what’s important.

And, through the use of award-winning technology, I can provide straightforward and transparent advice in a simple and convenient way.

As a result, you will be better informed, confident and empowered to reach your financial goals.

I will make no compromise.

Mike Rafter Financial Adviser

Areas Served

  • North Scotland
  • East Scotland
  • South Scotland
  • West Scotland

Mike Rafter - Financial Adviser

Mike Rafter - Financial Adviser

With highly regarded Dip PFS CII (pensions & investments) CeMAP qualifications and over 33 years experience helping small business’s, individuals and families reach their financial goals, I can provide a wealth of knowledge and expertise.

I also work along side 11 accountancy firms, and 2 law firms, advising their clients on tax, pension and investment planning.

Recognising that everyone’s personal situations are unique, I will take the time to get to know you and what’s important.

And, through the use of award-winning technology, I can provide straightforward and transparent advice in a simple and convenient way.

As a result, you will be better informed, confident and empowered to reach your financial goals.

I will make no compromise.

Areas Served

  • North Scotland
  • East Scotland
  • South Scotland
  • West Scotland

Areas of Expertise

Investment Planning

Reliable wealth management advice and the right investment strategy are crucial to securing your financial wellbeing. If you are looking to invest for income or growth, I can provide quality advice, comprehensive solutions and ongoing service.

True Potential Investments’ carefully constructed range of risk-rated funds, including the exclusive True Potential Wealth Strategy Funds, enable you to spread your investments across a wide range of asset types and fund manager styles to create a personal, diversified portfolio solution.

As a client, you will also have 24/7 access to your investments on your personal client site and the ability to top up on-the-go with True Potential’s world-first impulseSave® technology.

Retirement Planning

Regardless of where you are in life, it is important to receive expert and professional advice on your retirement plans and requirements.

Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and access to world-class investment funds. Plus, I can ensure that you are taking full advantage of new pension freedoms.

In addition, our unique True Potential One® life planning tool helps you manage both the accumulation and drawdown phases of your retirement.

Protection

Protecting you and your family from unforeseen circumstances is essential now, and in the years to come.  I can provide protection cover in the various forms of life, critical illness and disability solutions as well as guidance on Inheritance Tax.

My clients say...

Mike Rafter - Financial Adviser

""Mike's knowledge of the investment and pensions marketplace makes him stand head & shoulders above other financial advisers I have dealt with. I would highly recommend Mike & it's good to know that I'm in safe hands." "

My clients say...

Mike Rafter - Financial Adviser

"Mike Rafter has been advising my wife and I during our working lives and now in retirement for approximately 25 years from his early days as a representative with CML until now with True Potential. During this time he has consistently given good advice with respect to retirement planning with FSAVCs, ISAs, OEICS, annuities, etc. He has always given freely of his time, frequently travelling long distances to give us advice which has invariably been excellent. In short, Mike is a very good Financial Adviser Malcolm McNeil (Teacher)"

My clients say...

Mike Rafter - Financial Adviser

"Both my wife and I have been clients of Mikes for close to 30yrs now and I can state with absolute confidence and honesty that Mike has been an infinite source of guidance and support to us both during this prolonged period. His polite, professional and approachable manner coupled with his unparalleled knowledge has been invaluable. We both hope that this professional relationship has a few more years to run. John Thompson"